Oct 4, 2025 · A decline code is typically a two-digit, alphanumeric error code that indicates why a card transaction has been declined. While the code can originate from a number of sources, it …

Feb 27, 2024 · This could be due to various reasons, including technical problems, incorrect card details, or the bank’s refusal to authorize the payment. Understanding the specific decline …

Sep 10, 2025 · Description: Learn more about credit card decline codes, the most common ones, and ways to resolve them. Credit card decline codes occur when a transaction cannot be …

3 days ago · Understand key credit card error codes to prevent lost sales and chargebacks. Learn to respond effectively to each code.

Reason Code List Card brands use reason codes to explain why transactions were disputed. Each brand has it's own list of unique reasons. Reason codes often change or are removed by …

Jun 5, 2020 · Have your customer call the number on the back of their card to increase their credit limit or obtain an updated payment method. Double check the number, and try the transaction …

May 2, 2025 · This code indicates that the transaction has been flagged as potential credit card fraud by the card issuer's security systems. If you believe the transaction is legitimate, contact …

Nov 22, 2023 · List of credit card decline codes so you can find the reason why your credit card transaction was declined and how to fix it. Learn more about card decline codes.

Mar 19, 2024 · A credit card decline code is an industry-recognized two-digit code assigned to each declined credit card transaction. This code helps merchants and customers alike …

Mar 3, 2025 · The decline reason code 12 comes straight from the issuing bank or the bank associated with the customer’s credit card. This means for some reason, the issuer is …